Panasonic kx-p1131 driver
OS : window NT, window 2000
file format : zip file
Site download : panasonic 1131
Thursday, March 11, 2010
GBC H425 review
~Protects and preserves your documents, assuring great results every time.
~Ideal for the moderate user within an office environment.
~The HeatSeal H425 laminates menu-sized documents up to 12 1/2". Also laminates 3 mil standard to 10 mil heavy-weight pouches.
~Fast 5-minute warm-up time will improve productivity.
~Automatic shutoff after 60 minutes of inactivity helps extend machine life.
~Hot and cold settings.
~Backed by the manufacturer's 1-year limited warranty.
http://www.wengseng.com/laminator
house refinancing guide in malaysia
Things to consider before refinancing
• Lock-in period
Your home loan/financing's lock-in period may range from 3 to 7 years. The lock-in period starts once the first drawdown takes place. Should you cancel your loan/financing within the stipulated period, you will be required to pay an exit penalty which may range from 3.5% to 5% of the original home loan/financing amount (at times, plus administration fee or unwinding fees for fixed home loans/financing). You may want to check your Letter of Offer for your existing home loan/financing to ascertain the lock-in period and percentage of the exit fees.
• Moving cost
Moving cost refer to, inter alia, legal fees, valuation fees, stamp duty and other disbursement or charges relating to the preparation of the legal documentation in relation to your home loan/financing.
What are the benefits of refinancing my home?
*Cash out - invest in other area or buy another property
*Replace adjustable Rate
*Pay off current debts - pay off higher rate debts or credit card.
*Lower Interest Rate
call banker for more detail
• Lock-in period
Your home loan/financing's lock-in period may range from 3 to 7 years. The lock-in period starts once the first drawdown takes place. Should you cancel your loan/financing within the stipulated period, you will be required to pay an exit penalty which may range from 3.5% to 5% of the original home loan/financing amount (at times, plus administration fee or unwinding fees for fixed home loans/financing). You may want to check your Letter of Offer for your existing home loan/financing to ascertain the lock-in period and percentage of the exit fees.
• Moving cost
Moving cost refer to, inter alia, legal fees, valuation fees, stamp duty and other disbursement or charges relating to the preparation of the legal documentation in relation to your home loan/financing.
What are the benefits of refinancing my home?
*Cash out - invest in other area or buy another property
*Replace adjustable Rate
*Pay off current debts - pay off higher rate debts or credit card.
*Lower Interest Rate
call banker for more detail
- Malayia bank service center number
- AmBank 03-2178 8888
- AIA 03-2056 3207
- Alliance Bank 03-5516 9000
- CIMB Bank 1300 88 0900
- Citibank 03-2383 0000
- EON Bank 03-2148 8077
- HSBC 03-2050 7878
- Hong Leong Bank - 03-7626 8899
- Maybank 1300-88-6688
- OCBC 1300-88-5000
- Public Bank 03-2176 6000
- RHB Bank 1800-88-9922
- Standard Chartered Bank 03-7711 8888
- United Overseas Bank 03-2612 8121
car loan calculation in excel format
car loan calculation - dowload this file (car loan) to calculate your monthly repayment. Just fill in the current load rate, loan amount, total year loan and car price.
screenshot:
screenshot:
Car insurance NCD in malaysia
NCD=No Claim Discount means a discount given to the policyholders upon renewal of their motor insurance if no claim is made or arises from the policy for a continuous coverage of 12 months.
If you were never involved in any accident nor were there any claims made to your car insurance, these are the discount rates you will enjoy.
Private Car
1st year - 0% (buying a vehicle for the first time, you will not have NCD on your motor policy for the first year on the road. )
after 1st year - 25%
2nd year - 30%
3rd year - 38.33%
4th year - 45%
5th year - 55%
5th year onward- 55%
.
.
.
Commercial Vechicle
1st year - 0%
2nd year - 15%
3rd year - 20%
4th year - 25%
5th year onward- 25%
NCD attached to the person (not car) and not transferable.NCD follows the owner but it is only applicable for 1 policy.
You can transfer my NCD from one vehicle to another. This typically happens when you have sold your old vehicle and want to transfer your NCD to the vehicle you are purchasing. If you do not transfer your NCD to another vehicle, your NCD entitlement level will drop one level each year. For example, if your NCD entitlement is 55% this year, it will drop to 45% next year, if it is not transferred to another vehicle. This will continue until the NCD level reaches 0%.
If you were never involved in any accident nor were there any claims made to your car insurance, these are the discount rates you will enjoy.
Private Car
1st year - 0% (buying a vehicle for the first time, you will not have NCD on your motor policy for the first year on the road. )
after 1st year - 25%
2nd year - 30%
3rd year - 38.33%
4th year - 45%
5th year - 55%
5th year onward- 55%
.
.
.
Commercial Vechicle
1st year - 0%
2nd year - 15%
3rd year - 20%
4th year - 25%
5th year onward- 25%
NCD attached to the person (not car) and not transferable.NCD follows the owner but it is only applicable for 1 policy.
You can transfer my NCD from one vehicle to another. This typically happens when you have sold your old vehicle and want to transfer your NCD to the vehicle you are purchasing. If you do not transfer your NCD to another vehicle, your NCD entitlement level will drop one level each year. For example, if your NCD entitlement is 55% this year, it will drop to 45% next year, if it is not transferred to another vehicle. This will continue until the NCD level reaches 0%.
Tuesday, March 9, 2010
Linksys WRT54GH Wireless-G Home Router with SpeedBurst
History of linksys WRT54G - WRT54G series router have been available since 2002 , and have sold well.
Now the latest model is WRT54GH.
http://www.wengseng.com/promotion.html
Tech Specs
- Model: WRT54GH
- Standards: IEEE 802.3, IEEE 802.3u, IEEE 802.11g, IEEE 802.11b
- Ports: Power, Internet, Ethernet (1-4)
- Buttons: Power, Reset
- LEDs: Power, Internet, Wireless, Ethernet (1-4)
- Modulation: 802.11b: CCK, QPSK, BPSK
802.11g: OFDM - RF Pwr (EIRP) in dBm: 802.11g: 14 ± 1.5 dBm @ Normal Temp (Typical)
(US and Canada): 802.11b: 17.5 ± 1.5 dBm @ Normal Temp (Typical) - Receive Sensitivity: 1Mbps: -93dBm @ 8% PER (Typical)
11Mbps: -82dBm @ 8% PER (Typical)
54Mbps: -68dBm @ 10% PER (Typical) - # of Antennas: One Internal PIFA Antenna
- Antenna Gain in dBi: PIFA<= 3dBi
- UPnP: Supported
- Security Features: WEP (64 and 128), WPA-Personal, WPA2-Personal
- Security key bits: Up to 128-bit encryption
Key Features
- All-in-one Internet-sharing Router, 4-port Switch, and Wireless-G (802.11g) Access Point
- Complies with 802.11g and 802.11b (2.4GHz) Standards
- Shares a single Internet connection and other resources with thernet wired and Wireless-G and -B devices
- All LAN Ports Support Auto-Crossover (MDI/MDI-X) - No Need for Crossover Cables
- High security: Wi-Fi Protected Access (WPA2), wireless MAC address iltering, powerful SPI firewall
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